Terms of Use

Last updated: October 2026

Acceptance of Terms

By accessing and using Home Budget Compass (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Use of Calculators and Content

All calculators, tools, and content on this Site are provided for informational and planning purposes only. They do not constitute financial, legal, or professional advice. See our Disclaimer for details.

Intellectual Property

All content, design, code, and tools on this Site are the property of Home Budget Compass unless otherwise stated. You may use the calculators for personal purposes but may not reproduce, redistribute, or repurpose site content without permission.

Digital Products

Purchased digital products are licensed for personal use. Redistribution, resale, or sharing of downloaded files is prohibited.

Orders are processed by Lemon Squeezy, which acts as our reseller and merchant of record. Lemon Squeezy handles payment, sales tax, receipts, and download delivery, and its own terms apply to the transaction. Questions about an order or refund can be sent through our Contact page.

Limitation of Liability

Home Budget Compass is not liable for any decisions made based on calculator results or site content. Use all tools and information at your own risk.

Acceptable Use

You agree not to: use automated tools to scrape or reproduce site content; submit false information through forms; attempt to gain unauthorized access to the site or its systems.

Governing Law

These terms are governed by the laws of the United States. Any disputes will be resolved in the appropriate courts.

Changes

We may update these terms at any time. Continued use of the Site after changes constitutes acceptance of the updated terms.